Mortgage Protection
Secure Your Home. Protect What Matters Most.
What is Mortgage Protection Insurance?
Mortgage Protection Insurance is a life insurance policy designed to help your loved ones stay in their home if the unexpected happens. If you pass away, it helps cover remaining mortgage payments—easing the financial strain during an already difficult time.
This isn’t just about protecting a house—it’s about safeguarding your family’s stability and future. With Mortgage Protection Insurance, you ensure that the place they call home stays in the family, no matter what.
Keeps Your Family in Their Home
Pays off the mortgage if you pass away, so your loved ones aren’t forced to move or sell.
Guaranteed Coverage
Once approved, your rates stay the same and your coverage doesn’t decrease over time.
Quick Payout to Beneficiaries
Provides a fast, tax-free benefit directly to your family—no delays or red tape.
Smart Reasons to Choose Mortgage Protection
It’s More Affordable Than You Think
Many policies start at low monthly rates—making it an easy way to protect your biggest asset without breaking the bank.
Easy to Qualify, Even with Health Issues
Simplified underwriting means you can often get coverage without a medical exam, even with past health concerns.
Leave a Legacy, Not a Liability
Your home stays in the family, not as a debt to manage, but as a lasting gift your loved ones can build on.
With RLE Group and the reliability of Mortgage Protection, we help you safeguard your home, protect your family from financial stress, and ensure your loved ones stay in the place they call home. It’s a wise, compassionate way to plan ahead—so your family can focus on what truly matters.
STILL NOT SURE?
Frequently Asked Questions
Who should consider Mortgage Protection Insurance?
Anyone who has a mortgage and wants to ensure their family isn’t burdened with payments in the event of their death or disability.
6. Can I adjust my coverage as my mortgage balance changes?
Yes, many policies allow you to adjust the coverage as your mortgage balance decreases over time.
Can I choose the term of the policy?
Yes, policies are typically available in different terms that align with your mortgage duration, from 10 to 30 years.
Can I have both Mortgage Protection Insurance and a regular life insurance policy?
Yes, you can have both. Mortgage Protection Insurance specifically covers your mortgage, while a traditional life insurance policy can cover other expenses or be used for long-term financial planning.
How do I know if Mortgage Protection Insurance is right for me?
If you have a mortgage and want to ensure your loved ones won’t be left with the financial strain of housing payments in the event of your death or disability, this insurance may be a good option.
Begin the Journey to Protect What Matters Most and Build Generational Wealth.
