Final Expense
Simple Coverage. Lasting Peace of Mind.
What is Final Expense?
Final Expense Insurance is designed to take the financial burden off your loved ones during one of life’s most difficult moments. This affordable, permanent life insurance helps cover funeral costs, medical bills, and other end-of-life expenses—so your family can focus on healing, not finances.
This is more than just a policy—it’s a gift of peace, compassion, and dignity. With Final Expense Insurance, you take care of tomorrow, today.
Affordable and Accessible
Low monthly premiums and simple qualification, often with no medical exam required.
Guaranteed Lifetime Coverage
As long as premiums are paid, your policy never expires and your rates never increase.
Tax-Free Payout
Your beneficiaries receive a guaranteed cash benefit to use as needed, completely tax-free.
Why Final Expense Insurance Matters?
Ease and Convenience
Quick and simple application process, often with no medical exam required.
Emotional Relief for Loved Ones
Lets your family focus on remembrance, not unexpected bills.
Customized Coverage Options
Pick a plan that matches your budget and final wishes, big or small.
With RLE Group and the simplicity of Final Expense Insurance, we help you protect your loved ones from unexpected costs, ease their emotional burden, and leave behind a legacy of care and dignity. It’s a smart, thoughtful way to plan ahead—so your family can focus on what truly matters.
STILL NOT SURE?
Frequently Asked Questions
How much coverage do I need?
The amount of coverage you need depends on your individual circumstances, such as the type of funeral you desire, any outstanding medical bills, or other debts. Most policies range from $5,000 to $25,000, but you can select a plan that fits your needs and budget.
Who can apply for Final Expense Insurance?
Final Expense Insurance is typically available to individuals between the ages of 50 and 85. It's designed to be accessible and affordable, especially for seniors who want to ensure their end-of-life expenses are covered.
Are the benefits taxable?
No, the death benefits paid out from Final Expense Insurance are typically tax-free to your beneficiaries, making it a straightforward and effective way to pass on financial support.
Can I choose how the benefit is used?
Yes, the payout from Final Expense Insurance is typically paid directly to your beneficiaries, who can use it as they see fit. Whether it's for a traditional funeral, cremation, or to cover other financial obligations, your loved ones have flexibility in how the funds are used.
What is the difference between Final Expense Insurance and term life insurance?
Final Expense Insurance is a permanent life insurance policy, meaning it covers you for your lifetime as long as premiums are paid. Term life insurance, on the other hand, only covers you for a specific period (e.g., 10, 20, or 30 years) and does not build any cash value. Final Expense is focused on end-of-life costs, while term life is more versatile for income replacement and financial protection over a defined term.
Begin the Journey to Protect What Matters Most and Build Generational Wealth.
